HaloYKL Privacy Policy

When you create an account, we collect your email address and password. When you use Halo Reply or Halo Growth, we process the screenshots, text, and answers you submit so we can generate a response. When you use Halo Invest, we process the stock tickers, company names, and sectors you search for, and we store your watchlist so you can return to it. We also collect basic usage information such as how often you use the Service so we can enforce credit limits and improve the product.

Halo Invest does not ask for, collect, or store any information about your personal finances, income, portfolio holdings, or how much money you have to invest.Halo Invest queries public market data and news for the tickers you search; it is a research tool, not a brokerage or personal financial planner.

We use your information to:

• Provide and operate the Service
• Generate AI responses through third-party AI providers
• Process payments through PayPal
• Send you account and transactional emails
• Prevent abuse and enforce our Terms of Service

HaloYKL sends the content you submit to third-party AI providers (including Anthropic Claude) to generate responses. Payments are handled by PayPal. Authentication and data storage are handled by our hosting and backend providers. These third parties process data under their own privacy policies.

We retain your account information and generated content for as long as your account is active. You can permanently delete your account and all data associated with it at any time from Account → Delete account inside the app. Deletion removes your profile, credits, watchlists, chat history, and generated content, and cannot be undone. You may also email supporthaloykl@gmail.com to request deletion.

Please cancel any active PayPal subscription from the app before deleting your account, as PayPal manages billing independently of HaloYKL.

Depending on where you live, you may have the right to access, correct, delete, or export your personal data, and to object to certain processing. You can reset your password at any time from the sign-in page or from Account → Reset your password. To exercise any other rights, contact supporthaloykl@gmail.com.

HaloYKL is not intended for users under 13. If you believe a child has provided us with personal information, contact supporthaloykl@gmail.com and we will delete it.

We use industry-standard measures to protect your data, but no method of transmission or storage is 100% secure. You use HaloYKL at your own risk.

We may update this Privacy Policy from time to time. Material changes will be announced by email or in-app notification. Continued use of the Service after changes constitutes acceptance of the updated policy.

For questions about this Privacy Policy contact supporthaloykl@gmail.com.